What is Business Credit?
What is business credit? Sometimes called Trade Credit, it is credit that is established under a business’s name. This type of credit permits business owners to use their business credit score and profile rather than their personal credit score and profile for financing purposes. One of the reasons Business Credit is so appealing is that business owners can commonly qualify with…
DO IT YOURSELF: Debt Settlement & Credit Report Negotiation
Did you know that you can resolve your debts yourself without compensating a third party debt settlement company? Are you aware that you can trim down your debts yourself by considerable margins? You can even formulate payment plans at 0% interest rate and set up monthly affordable payments. All these things can be accomplished if you consider speaking to your creditors and…
How to Avoid Late Payments
Avoid late payments! Making your credit card payments on time is extremely important to your credit score. Late payment fees and higher interest rates are undesired results of late credit card payments. There are more long term consequences to a history of late payments. Each late payment builds a negative payment history that increases your…
Credit Tips – Easy Credit Mistakes to Avoid
Credit Tips – Credit Mistakes to Avoid Most of us realize that our credit report is reviewed when we apply for a credit card, mortgage, or car loan. However, it is often forgotten that your credit report may also be reviewed when you apply for auto or homeowner’s insurance, utility services, or a cell phone.…
What is a Credit Report?
What is a credit report? When you apply for credit, the lender reviews your credit report before approving your application. The three major credit reporting agencies are Equifax, Experian, and TransUnion. These agencies, which are also called “bureaus,” collect and report information about the consumer’s financial habits and put that information into a credit report…
Credit Bureau Dishonest Rating System
Ms. Wu – Staff Attorney for National Consumer Law Center testifies to congress about the dishonest rating system of the Credit Bureaus. We’re talking about Equifax, Experian and Transunion. The major question that should be asked by bouncy castle for sale all consumers is; “Is my credit 100% accurate?” If you are like 82% of Americans,…
How your Credit Score is Calculated
Understanding your credit score can be confusing and often frustrating. Inflatable Water Slide We are going to make it easy for you. These are the factors that make up how your credit scores is calculated in the order of importance: 35% Payment History – Make sure you make all payments on time. If you cannot…
Better Business Bureau Exposed for Dishonest Rating System
The Better Business Bureau has long been regarded as the place to go to check a business’s credibility. A business’s reputation often rests on its rating from the Better Business Bureau, similar to how your credit rating reflects your payment reputation to your creditors. This week, ABC’s 20/20 did an investigation into the Better Business…
Get Hired in any Economy – Is Credit Score a Factor in Getting Hired?
In today’s job market, setting yourself apart from other candidates is the most important strategy to getting hired. In an interview with Jesse G. Rodriguez, author of The Business Owner’s Guide to Keeping Customers For Life, we discussed some tactics and strategies to obtaining your dream job and getting hired by any employer. First off,…
Good Credit means Lower Car Insurance Rates
How does good credit affect car insurance rates? Did you know that car insurance rates are based on your credit score? Most people are shocked when they hear that auto insurers use credit scores to help decide whether to cover drivers and what premium they should be charged. If you are like most people, it may be difficult…