Click here for Non Biased Review of Credit Repair Companies
Summary of article by John Ulzheimer, President of Consumer Education at SmartCredit.com:
The Federal law defining how credit repair companies must do business was established to protect consumers. The Credit Repair Organizations Act (CROA) mandates three basic rules that all credit repair organizations must comply with: 1. Mandatory disclosure that the consumer can repair their own credit. 2. Forbidding untrue guarantees of results. 3. Forbidding advance charges for services not fully performed. Credit Repair businesses complying with these rules provide a legitimate service to help consumers improve their credit.
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